Rent Own Homes Starting $480/Mo

Bad Credit, Low Income & No Down Payment Options Available

What is RentAndOwnListings? is your number one source for property listings for RTO homes, lease option homes, foreclosures and more. Why is this important? Most of these listings are strictly for members of elite programs or realtors, but now you have access to them! Find the home of your dreams and start the rent-to-own process today! You could be in your new own next week! Whether you’re looking to rent, own, rent-to-own or straight purchase your next home – the possibilities are endless with!

Benefits of Rent-to-Owning

  • Great for those with poor or unestablished credit
  • Nationwide & Local searches
  • Own your home without a down payment
  • Allows you to live in the home you’re purchasing before the deal is complete!
  • Stop wasting money on rent & start putting money towards owning your own home!

Bank Owned / Foreclosure Sales

Looking for a bank owned property or a home that has previously been foreclosed on? That may be a problem, unless you’re at! We have thousands of bank owned and foreclosure properties that are 100% viewable to the public! Save yourself time, money and a huge headache and skip the bank’s approval process! With RTO, Lease Option and Bank Owned home listings, you’re bound to find a home perfect for you, your family and your bank account. Don’t let another hurdle come between you and your dreams!



Renting to own is one of the best ways to get into your own house. A rent to own agreement means you don’t need a large deposit to secure a home - your regular rent includes a portion that progressively turns into a downpayment.

This means you can skip costly mortgage insurance while getting to know your neighbourhood. The whole process also builds on your history of savings and payments, improving your credit rating and your chances of later qualifying for a conventional mortgage. allowed me to find the perfect home and turn rent payments into home ownership. I couldn’t be happier with the selection of houses and the whole process was really great!”

- Ben Matthews

“I don’t have the greatest credit score and was unable to get a mortgage with an acceptable interest rate. Using this site I was able to find and buy my dream home through monthly rental payments. Thank you.”

- Staci Morgan

3BR/2BA Home $475/month

Beautiful Single Family Home
1,150 SQFT in a great family neighborhood
High ceilings, air conditioning, sprinklers on timer. Hardwood floors, updated kitchen including stainless steel appliances!

3BR/2BA Home$675/month

Gorgeous Modern Updated Home
1,680 SQFT on a quiet street.
This home is located in a tree lined street on a half-acre in a quiet cul-de-sac. Beautiful landscaping, large master bedroom with walk...

3BR/2BA Home $929/month

Beautiful Home With Great Park Views
2,300 SQFT near a school and park.
Large Kitchen with tons of cabinetry, granite and counter space. Heated floors, beautiful views, and a fully landscaped yard...

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